360Autos · Insurance Calculator
Private & unlisted — for internal use
Vehicle & Cover
Engine Size
IDV (auto · −5%)₹18,23,716
Quick Packs
Add-on Covers
Premium Breakdown
Ex-showroom₹19,19,701
IDV (−5%)₹18,23,716
Basic OD (3.343% of IDV)₹60,967
Less: Dip (65%)− ₹39,628
Net OD₹21,338
Add-ons
Nil Depreciation (Depcap)₹7,295
Add-ons total₹7,295
Own-Damage total₹28,633
Third-Party (>1500cc)₹24,596
Owner-Driver PA (o+d)₹1,059
Net premium (pre-GST)₹54,288
GST @ 18%₹9,772
Total Premium Payable
₹64,060
>1500cc · 1 add-on · incl. GST
Formulas mirror the 360Autos INS CAL sheet. Dip default is 65% (editable); the sheet sample used 70%.